PROPPADI Terms of Use

1. Definitions

• User – Any person or entity accessing or using the Platform.
• Property Owner/Agent – A registered user who lists properties for sale, rent, or lease.
• Buyer/Renter/Lessee – A user interested in acquiring, renting, or leasing a property listed on the Platform.
• Listing – Any property advertised on PropPadi by a property owner, agent, or representative.
• Transaction – Any agreement, payment, or contract arising from a listing on PropPadi.

2. User Eligibility

You must be at least 18 years old and legally capable of entering into binding contracts under Nigerian law. Users must provide accurate, complete, and verifiable information when registering or listing properties. PropPadi reserves the right to verify all information provided and may suspend or terminate accounts suspected of fraudulent activity.

3. Property Listings

Property owners/agents must ensure that:

• They have legal ownership or lawful authority to list the property.
• All information provided is accurate, non-misleading, and up to date.
• Necessary documents (e.g., Certificate of Occupancy, Deed of Assignment, Governor's Consent, Tenancy Agreement) are available for verification.

4. Transactions

PropPadi acts as a technology platform and does not buy, sell, rent, or lease properties directly. Any transaction entered into between users is at their sole risk. PropPadi may facilitate secure payment holding (escrow) where funds are released to property owners/agents only after the buyer/renter/lessee confirms satisfaction. Users are strongly advised to conduct due diligence (site visits, legal searches at the Lands Registry, verification of titles) before making payments.

5. Payments and Fees

Listings may be free or paid depending on the subscription or promotional package chosen. PropPadi charges a 10% service fee on successful sales, rentals, or leases facilitated through the Platform. Payments must be made only through PropPadi's approved payment channels. PropPadi will not be responsible for losses arising from off-platform or direct payments.

6. Fraud Prevention and User Responsibility

Users are strictly prohibited from listing fake, stolen, or misrepresented properties, engaging in advance-fee fraud ("419"), or misrepresenting their identity or ownership rights. Any fraudulent activity may be reported to the Economic and Financial Crimes Commission (EFCC), the Nigeria Police Force (NPF), and other relevant authorities. PropPadi reserves the right to suspend or permanently ban accounts involved in fraud or suspicious activity.

7. Dispute Resolution

In the event of a dispute between users, PropPadi may act as a mediator but is not legally liable for enforcement of agreements. Disputes unresolved through mediation may be referred to arbitration in Nigeria under the Arbitration and Conciliation Act (Nigeria). Users retain the right to pursue claims through Nigerian courts if necessary.

8. Limitation of Liability

PropPadi does not guarantee the accuracy, availability, or legal validity of any property listing. PropPadi will not be liable for losses arising from fraudulent dealings between users, defects in listed properties, or failed transactions. PropPadi's liability, if any, shall not exceed the fees paid by the affected user for using the Platform.

9. Privacy and Data Protection

PropPadi collects and processes personal information in line with the Nigeria Data Protection Regulation (NDPR). User data will only be used for legitimate purposes such as property verification, payment processing, and fraud prevention. See our Privacy Policy for full details.

10. Termination

PropPadi may suspend or terminate a user's account without prior notice if the user provides false or misleading information, engages in fraudulent or illegal behavior, or breaches these Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria.

12. Amendments

PropPadi may update these Terms from time to time. Users will be notified of significant changes via email or platform notifications. Continued use of the Platform constitutes acceptance of the revised Terms.

13. Contact Information

For inquiries, complaints, or dispute resolution, please contact:

PropPadi Customer Support
Email: info@proppadi.com support@proppadi.com
Phone: +2348067181827 +2347038649131
Address: 52,Giwa str., Aboru, Iyana-Ipaja, Lagos, Nigeria.